Expertise with a personal perspective.
Tax, accounting, and financial leadership with attention to the people and businesses behind the numbers.

Ramona Harms, CPA
RH and Associates is a CPA firm based in San Jose, serving business owners and individuals across the Greater San Francisco Bay Area. Our services bring together tax preparation, IRS resolution, accounting, and business advisory.
For businesses needing financial leadership, we offer fractional CFO services. For CFOs exploring how to use AI in the businesses they serve, CFO Concierge provides a practical blueprint.
Local service, clear next steps
We meet with clients in person by arrangement. Business hours are Monday through Friday, 8 a.m. to 6 p.m. Pacific. Contact us to discuss your needs and meeting availability.
Attention to your situation
We begin with the questions you need answered. By understanding your priorities, we can discuss the right scope of work and help you make informed decisions.
Clarity at every step
Our approach emphasizes careful work, clear explanations, and a relationship built around your needs.
Explore our services